Here's a list of third party
payment providers, by no means a complete list. (This list is provided for
your information and is not to be seen as a recommendation.)
Some provide complete ecommerce solutions
while others serve as payment gateways only. Services and costs vary. Most
are US based and/or process payments in US Dollars.
Keep in mind the charges your bank may levy
to deposit foreign currencies.
For a comparison of
South African Ecommerce Providers Click Here
Merchant Accounts
Your Own Merchant Account -
USA Only
The ideal option would be to accept credit cards, debit
cards and checks online though your own merchant account. USA readers can apply online
here
For various reasons (Credit worthiness, ease of use, etc.) this may not always be an option. This is where third party payment processors come in.
Third Party Payment
Providers/Gateways
Recommended:
2Checkout
(Digital and tangible products. Processes in US Dollars but customers can
pay in various currencies)
target=_blank>Paypal (Well accepted in USA, UK, Australia. Limited
countries.)
Clickbank(Downloadable products - built in affiliate programme
with over 100,000 affiliates)
South
African:
http://www.setcom.co.za (FNB, Standard Bank, Absa and Diners Club merchant
accounts. Offers third party processing if you do not have a merchant
account. Payments in USD, GBP, EUR and ZAR)
List:
http://www.authorizenet.com/
2Checkout
(Digital and tangible products. Processes in US Dollars but
customers can pay in various currencies)
http://www.onlinedatacorp.com/" target=_blank>
https://http://www.onlinedatacorp.com/">http://www.onlinedatacorp.com/">https://http://www.onlinedatacorp.com/
http://www.verisign.com/
http://www.firepay.com/
http://www.ibill.com/
http://innovativegateway.com/
http://www.iongate.com/
http://www.linkpoint.com/
Paypal
(Well accepted in USA, UK, Australia. Limited
countries.)
http://www.plugnpay.com/
http://www.qenta.at/en/payment/index.html
http://www.skipjack.com/
http://www.worldpay.com/
(UK based. Multiple currencies )
Business Continuity and Payment Systems There were some important lessons to be learned regarding payment systems and business continuity in the aftermath of the events of 9/11. What were these and what you should be doing if you are in any way involved in the operations side of your organizations payment system?
The Bank for International Settlements definition of a payment system states; A payment system consists of a set of instruments, banking procedures and, typically, interbank funds transfer systems that ensure the circulation of money (From A glossary of terms used in payments and settlement systems, Committee ..
Clickbank
(Downloadable products - built in affiliate programme
with over 100,000 affiliates)
http://www.stormpay.com/
http://www.auctionpay.com/
http://www.moneyzap.com/
http://www.propay.com/
http://www.earthport.com/earthport/index.jsp
http://www.nochex.com/
http://www.certapay.com/en/homepage.cfm
http://www.premierauthorize.com/merchant_accounts.html
http://www.paysystems.com/
http://www.regsoft.com/
http://www.kagi.com/
(Online marketplace to sell your
products)
http://www.regshare.com/matrix1a.asp
http://ww.evocash.com
http://totalprocessing.net
http://www.egold.com/
http://www.intgold.com/
http://www.multicards.com/pages/fee_schedule.html
http://www.shareit.com
http://www.verotel.com
http://cachecard.net
http://yowcow.com
(Australia)
http://www.multicards.com
http://www.PrePaidATM.com
http://www.UseMyBank.com
http://www.ccbill.com
http://www.Plimus.com
http://www.bitpass.com
http://www.payzip.com
http://www.payzipmerchant.com
http://www.process54.com
Online Business Payment OptionsOnline Payment Options
If you own a web site that sells products, then you know how
difficult it is to find a payment option that fits all of your
customers. Many people like the convenience of some online
payment options but feel that some customers may feel alienated
by the need to sign up and be a member to purchase your product.
Here are some tips on finding an online payment option that will
work great for your site.
Paypal is perhaps the largest online payment option available.
Paypal which does accept all major credit cards as well as the
ability to have a Paypal account d ..
http://regnow.com
http://www.trustcommerce.com
http://www.digitalcandle.com
http://www.secpay.com/
http://www.v-share.com/
http://www.paymate.com
(For Australian merchants)
http://www.cardia.no (For
Norwegian merchants)
http://www.secpay.com/ (For UK
merchants)
http://www.usight.com
http://www.protx.com
(For UK merchants)
http://www.bitpass.com
http://www.ikobo.com
(At the time of writing accepts Visa cards only. Issues a Visa Pre-Paid
card to draw your money at ATM's worldwide)
http://www.setcom.co.za
Offers a Paypal style system between over 200 countries in ZAR,
USD, Euro and GBP.
South African:
http://www.setcom.co.za
(FNB, Standard Bank, Absa and Diners Club merchant accounts. Offers third
party processing if you do not have a merchant account)
http://www.iveri.co.za
(Nedbank's merchant account service)
http://www.paygate.co.za
(Standard Bank's merchant account service. No set up fee)
http://www.vcs.co.za (FNB,
Standard Bank, Absa and Nedbank merchant account services. No set up
fee)
http://www.absa.co.za (Absa
merchant accounts. Go to Absa Online Payments in the business services
section)
http://www.mweb.co.za (FNB,
Standard Bank, Absa and Nedbank merchant account services)
For a comparison of
South African Ecommerce Providers Click Here
Comparisons:
http://www.working-at-home-business.com/articles/thirdparty.shtml
http://www.3rdpartyprocessors.com/third-party-processors5.shtml
http://www.mals-e.com/services/thirdparty.htm
About the Author
Jens du Plessis has been doing
business on the Internet since 1996 and provides Internet
marketing training and information
from his training web site at
http://www.webmarketingsa.co.za
Jens du PlessisThird Party Payment Providers
